ShareBuilder 401k	Traditional 401(k) Providers
Low Cost Solution Startup plans that are typically 41% less than traditional plans.* We automatically adjust pricing as you grow until business administration cost is zero.	More Expensive / Tough Negotiations Startup plans tend to be 41% more expensive than a ShareBuilder 401k* Maybe your provider will negotiate lower fees. Few if any offer automatic price adjustments like ShareBuilder 401k that is straightforward and transparent without a contract or surrender charges.
Participant Fees Less than 1% Participant fees less than 1% and it automatically lowers to as low as 0.62% all-in as part of Automatic Price Discount program! ShareBuilder 401k offers low expense with an average model expense ratio of 0.17%. Add in our annual asset management price of 0.45% to 0.75% depending on the size of your plan, and participant fees will average between 0.62% to 0.92% all-in. That's tough to beat in the 401(k) industry!	Nearly Double the Fees to Your Participants Typical industry participant fund expenses and fees averages 2.25%.* Some 401(k) providers may claim that they charge no asset management fees, boast of low expense-ratio investments, or even that they will refund a portion of 12b-1 fees. Just be sure you know the sum total of all participant fees and other upfront loads or excessive charges that can make these claims irrelevant. Learn more about 401(k) fees.
Transparent Pricing When you have great pricing, there is nothing to hide and it's why we publicly display our pricing. Click here to see all the costs you could ever pay.	Hard to Find (hidden) Fees & Costs No other 401(k) provider that we've seen offers a complete, transparent pricing schedule up front — in fact, if you can find one, we'll give you an additional $50 off your 401(k) plan setup charge! (To get your additional $50 discount, just call one of our Consultants at 800.943.6108 with the location of another company's full fee schedule.)

* Price estimates are based on quote requests, interviews and printed data from leading small business 401(k) providers in Q2, 2011 and other 2010 industry data, and is compared to ShareBuilder's Simplified 401k plan. Participant fee savings are based on a plan with $50,000 in total assets. Plan sponsors should contact plan providers directly to compare the most up-to-date costs of service for their plan size, assets, and needs.